India's only independent
research platform for insurance
ILM Research is independently funded through research licensing,
with no distribution or marketing alliances with insurers or intermediaries.
Our ratings reflect how plans actually perform — nothing else.
Trusted by leading platforms
Conflict-free research. Verified data.
ILM Research analyses how insurance plans actually perform — across policy wordings, claims data, customer experience, and insurer stability. Every rating is traceable to source documents. We are the independent third-party validation layer that gives customers a credible basis to decide.
Policy Analysis
Analyze policy wordings, benefits, exclusions, and claims across insurers
Comparisons Tools
Build comparison tools backed by verified data—not marketing claims
Customer First
Help you understand what insurance actually covers, and what it doesn't
No Sales. No Commissions. No Bias.
Independence at ILM Research isn't a claim. It's how we're built.
Verified data
Every rating is traceable to source documents.
100% independent
No marketing or distribution alliances with insurers or platforms.
Built by Beshak team
The same team that built India's most trusted insurance education platform.
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From Beshak Research
to ILM Research
A focused evolution driven by a single principle: Research must remain completely free from commercial influence.
India's first independent insurance research initiative. Our mission was simple: bring 100% conflict-free research and tools to Indian consumers.
As Beshak grew, we expanded into helping customers connect with vetted advisors. But we realized something critical: research and marketplace are two very different promises.
Independent research, analysis, and consumer-first information
Advisor marketplace connecting consumers with insurance experts
Frequently Asked Questions
ILM Research (Insurance Literacy Movement Research) is India's first fully independent insurance research platform. We analyze policies, compare coverage, track claims behavior, and translate insurance fine print into clear, actionable insights—without any commercial ties to insurers or intermediaries.
We don't sell insurance. We don't earn commissions. We help you understand what you're actually buying.
Insurance deserves better information
For too long, insurance information in India has been shaped by those who profit from selling it—not by those who need to buy it.
No commissions. No sponsored coverage. No marketed rankings. Just clear, verified, conflict-free research—so you can make decisions with confidence, not confusion.